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Necessity driving innovation: Fostering Singapore’s fintech ecosystem



Singapore has solidified its position as a leading fintech hub, according to the Global Innovation Index 2023.


The fintech ecosystem thrives on five pillars: human capital, financial capital, regulatory framework, partner ecosystem, and market access. Given this, the country’s success stems from a collaborative ecosystem involving banks, fintechs, and government agencies.


The Financial Sector Technology and Innovation Scheme, launched in 2015, has been instrumental, attracting over 1,300 fintech firms and achieving a record US$4.1 billion in investments in 2022.


Key initiatives include the Singapore FinTech Festival, Elevandi, and the Financial Sector Development Fund’s S$2 billion top-up for sector growth.


Looking ahead, Singapore aims to attract US$10 billion in investments and double its fintech firms.


Investments in research, innovation, and sustainability are set to fuel future growth, with a focus on international partnerships and advancing the fintech sector's global impact.

Insights from Shayan Hazir and Pat Patel for HSBC. Read more here or in the PDF below.




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